These transactions are commonly done with the bank teller, and on average, plan on spending anywhere from $0 to $15 for a service fee . If you are making a big purchase and have been asked to pay by certified check, call your bank to verify that they provide certified checks. Check with your bank to be sure. Suntrust Advisory Services, registered in 2016, serves 50 state(s) with a licensed staff of 1,293 advisors. Sorry, your blog cannot share posts by email. Policies may vary by bank, so we recommend calling your bank ahead of time to be sure of the specific requirements. Fees: 3.9% of the check amount for checks of $5,000 and below; 4.9% for checks over $5,000; Find a location; PLS. The funds for the check are drawn from your checking account before the check is created, so it will never bounce and can be used as cash. Under Florida law we are required to collect and transmit to the State of Florida, on your behalf, a documentary stamp tax. Simply click on the Apply Online button on the SunTrust Mortgage homepage, and the browser would redirect to an online application form. MyBankTracker contacted the top 20 banks in the U.S. in order to determine their non-customer check-cashing fee policies, which we … Additional Banking Services and Fees for Personal Accounts Deposit Account Agreement This document is part of the Deposit Account Agreement and has five sections that provide additional information about our . This is so the bank where it is cashed will recognize it as a certified check and process it manually. 1. The funds come from your account when the recipient eventually deposits or cashes the check. SunTrust Bank is an American banking company founded in 1985. Answered, Can You Cash a Check With a Temporary ID? You can use it the same way you would use the original check.” (You may use a substitute check as proof of payment just like the original check.) With the Online Banking with Bill Pay service of SunTrust, you can keep track of your money and settle all your bills with just a few clicks. Per Lockbox, Per Month. It has more than 1,400 branches in the United States, including 2,200-plus ATMs. Types of checks cashed: Any check, but for free cashing, only one drawn on a SunTrust account. Craig20155 Member February 2019. Banks and Credit Unions That Cash Most Checks for Non-Customers 2. Check with your bank for details on options. Much like certified checks, cashier’s checks also come with a fee. At A Glance documents and Service Pricing Guides provide information about all banking products offered by BB&T in your state. ©2020 Truist Financial Corporation. We contacted many major banks and found that most only offer cashier’s checks. How Much They Cost. We encourage you to also seek the one-on-one help of a certified professional. Also, keep in mind that you’ll have to pay a fee for stopping payment on a cashier’s check, which may be $30 or more. You can apply for a loan online in a few minutes, and get a reply from the company several minutes later. “SunTrust” Banks often issue only a few counter checks at a time. Fixed rate, simple interest fully amortizing installment loans, no fees or prepayment penalties. If not, ask permission from the recipient to provide a cashier’s check instead. Savings, Checking and MMSA Fees Business Services Visa Buxx Cards Navy Federal Debit Card/CUCARD Visa Gift Cards GO Prepaid® Navy Federal Information. For that reason, we recommend being very clear that you are inquiring about a certified personal check — not a certified bank check. Now you know how and where to get a certified check. For both certified and cashier's checks, you may have to pay a small fee for the service, depending on the type of account you have. Because certified checks are personal checks, they can be easier to forge than cashier’s checks. Click to share on Facebook (Opens in new window), Click to share on Reddit (Opens in new window), Click to share on Twitter (Opens in new window), Click to share on LinkedIn (Opens in new window), Click to email this to a friend (Opens in new window), Can You Cash a Check at an ATM? Florida loans subject to Florida Doc Stamp Info. Both certified checks and cashier’s checks guarantee available funds. SunTrust will assess a $7 fee for any non-SunTrust client cashing a SunTrust check. Business Accounts Fee Schedule. Product Information 2. And the money would be deposited in your bank account on the same day. SunTrust offered approximately $500 million in borrower relief to distressed consumers. In general, here’s what you need to do to get a certified check: The difference is that a certified check is your own personal check, but with the bank’s certification. the paper check within a financial institution or between financial institutions. https://firstquarterfinance.com/where-to-get-a-certified-check/. We also found that since most banks don’t sell certified checks, some customer service agents gave information about cashier’s checks when we asked about certified checks. Retired "Certified Information Systems Auditor" & Bank Audit VP. However, given the incidences of fraud associated with certified checks, many banks have discontinued them in lieu of cashier’s checks. Answered, Wegmans' Check Cashing Policy + Where Else You Can Go, The Difference Between a Certified Check and a Cashier’s Check, Where to Get a Certified Check or a Cashier’s Check, Wegmans’ Check Cashing Policy + Where Else You Can Go, Can You Cancel a Cashier’s Check (Stop Payment)? Cashier’s Check Fee: $10; Finda branch; 6. See which ones offer the speed you need at a fee you like. Our content does not substitute a professional consultation. Its branches are mainly found in the southern states like Arkansas, Alabama, Georgia, Maryland, and Florida. Effective 06/22/2020 1 SunTrust Bank: AL, AR, DC, FL, GA, MD, MS, NC, SC, TN, VA, Online Sales (accounts opened through suntrust.com) If you’ve been asked to pay by certified check and your bank only sells cashier’s checks, ask the recipient if they will accept a cashier’s check instead. They are also referred to as “official” checks. With this service, you can even see your transaction history as far back as 16 months ago. Fees for certified and cashier’s checks. To make it more convenient for interested clients to apply for a home loan, the SunTrust website allows online applications. Most banks do a 24 hour hold these days. The said service also enables account holders to transfer money, pay anyone without a check, receive alerts on bills payment schedules, and get rid of paper statements with electronic bills. Regions. 0. Much like certified checks, cashier’s checks also come with a fee. Unless otherwise noted, you must have an account at these banks to get a check certified. This article details how and where to get a certified check. Student Waiver: The Essential Checking Student Waiver provides a checking account with no monthly maintenance fee for up to 5 years. What are the fees for a cashier's check or a certified check? We also include how much it’ll cost you. And more importantly, you can do all these things anytime and anywhere as long as you have an Internet-capable mobile phone or device. Go into the lobby of your bank. Check the table above for the latest SunTrust fees. With a certified check, the account holder writes a check, and the bank certifies the check. 1 mail, or a $3 monthly fee applies. SunTrust likewise offers auto loans through its online lending division, LightStream. At A Glance documents and Service Pricing Guides provide information about all banking products offered by BB&T in your state. 18 Options Detailed, 8 Places That Offer Free Check Cashing (Including Their Rules & Limits), How to Cash a Large Check Without a Hold (Or Even a Bank Account), 68 Places With Check Cashing Services (Fees & Limits Included), How to Cash a Two-Party Check (Without the Other Person, With One Signature, etc), 24-Hour Check Cashing Nearby: 25 Places Listed, Where Can I Cash a Two-Party Check? They likely won’t mind. SunTrust decided to close our account and they would mail us a check for the 14,000 balance when the investigation was complete and there had been no activity on the account for 15 days. Most banks do this by transferring your money into a different account, often called a suspense account. Card Purchase and Withdrawal Limits 4. Per month fee for maintaining a wholesale lockbox. There's not such a thing as an online money order, but you can order a cashier's check from many banks online. Overdraft fee: $36.00 per item: Returned Item fee: $20.00 per item: Extended Overdraft Fee: $36.00: Stop Payment Fee: $36.00 each: Screen Print Statement Fee: $5.00 per month: Deposited Item Returned Penalty (Domestic Item) $12.50 per item: Deposited Item Returned Penalty (International Item) $40.00 per item: Overdraft Assurance Line of Credit Product Fee: $7.00 per month Per Deposited Item. The auto loans of SunTrust both cover new and used vehicles. The responsibility actually lies with the recipient of the check to ensure that check is good. Since 1933, Navy Federal Credit Union has grown from 7 members to over 9 million members. ©2013 - 2021 More Holdings LLC | All Rights Reserved. The bank will likely punch out some of the account numbers or put a sticker over the account number. You still pay for a cashier’s check, but it doesn’t have your name on it like a certified check. The check that bounced had already been returned to the other bank. Answered, Can You Cash Someone Else’s Check (& Vice Versa)? Answered, Can You Cash a Check With a Social Security Card? The funds from certified checks and cashier’s checks are usually available the next business day after the deposit is made. You need a bank account to get a certified check. My understanding is that Wells Fargo charges $75 to cash a foreign check plus processing fees that can be costly. Personal Deposit Accounts Fee Schedule Truist Bank, Member FDIC. A cashier’s check is the bank’s check — a payment from the bank to the recipient. Check Cashing Fee Board - Rev 2/16 CFL 11/2012 All Money Orders Purchased At Amscot Are FREE No Purchase Fees. ID Requirements & More Explained, 27 Check Cashing Places Open on Sunday + Hours, Fees, Limits, etc, Where Can I Cash a Check on Saturday? Since the funds are likely being stored in a different account, the check can’t clear automatically. View and understand the important features of your account. Using Quicken since 1996. Checks over $50 that are drawn on a SunTrust account will be charged a $7 cashing fee. Mission Statement. That hold doesn't mean the check has been verified and is a valid check it just means the bank is trusting you that it is a 'good' check. Chase Overdraft Services 5. Bank fees and overdraft protection transfers are not included. Online Banking is required to access paperless online statements. Write and sign a personal check as you normally would, and present it to the teller to be certified. The responsibility actually lies with the recipient of the check to ensure that check is good. SunTrust also offers home mortgage refinancing. Cashier’s checks and certified checks are both official checks issued by a bank. No charge for Select and Signature Advantage checking accounts. Merchants might be suspicious of counter checks because the check number must be written in by hand. Unless otherwise noted, you must have an account at these banks to purchase a cashier’s check. It’s a payment from you to the recipient. Cashier’s checks and certified checks are both official checks issued by a bank. Cashier’s Check Fee: $15 for non-customers; $8 or free, for account holders, depending on the type of account; Find a branch; 7. You may also apply for a personal loan from SunTrust. 1) there is nothing to investigate. 0. Craig20155 Member February 2019. Fee Schedule 3. If your loan is approved, you can electronically sign the loan agreement. Answered, 37 Places That Cash Personal Checks: Fees, Limits, etc Detailed, What Do You Need to Cash a Check? Retired "Certified Information Systems Auditor" & Bank Audit VP. A cashier’s check is a check guaranteed and approved by a bank or credit union. However, we found conflicting information on bank websites, so we strongly suggest contacting your local branch to confirm the availability of certified checks and their associated fees. The front of the substitute check states: “This is a legal copy of your check. You can also retrieve an application in progress. You can also send people money online through many different services. A certified check is a convenient way to guarantee payment to a seller. Using Quicken since 1996. Monthly Maintenance Fee: $12 (No monthly maintenance fee for the first 65 days) Requirements to avoid monthly maintenance fee: $1,500 average monthly balance (Business Value 200 Checking) OR $6,000 combined average monthly balances in checking accounts (business/public fund/personal), money … The point of the article is to help you get a ‘guaranteed’ check as quickly and cheaply as possible, giving preference to certified checks but also giving you a more convenient option. It is signed by a cashier or teller who works at the bank and usually comes with a fee — typically around $10. Personal credit line and personal credit line plus both have no collateral requirements while select credit requires collateral. Make sure you have enough money in your bank account to cover the amount of the check and the processing fee. You can also cash a non-SunTrust check for a fee of 1-3% of the check you are cashing. Receipt Stub Required For Stop Payment. Fee for payment items deposited through wholesale lockbox (WLBX) that are drawn on SunTrust (on-us). 26 Places (& How to Cash Online), How Do Banks/Check Cashing Places Verify Checks? $210.00 Check Services- Lockbox WLBX Check MICR Line Capture. As of 2014, it has an asset size of $ 175,463,961,000 making it the 13th-largest bank in the United States in terms of assets. You will not likely be able to get a certified check through an ATM or drive-thru. As far as the hold is concerned. Because the bank guarantees the availability of funds from your personal bank account, you must have an account to get one. For more accurate fees, visit the companies official website. For example, Citi charges a fee of $8 per cashier’s check. In 2014, SunTrust had to pay $968 million as a settlement fee with the government when the bank did not comply with standards when issuing federally supported mortgages. With this facility you can lower your monthly payments, switch to a stable and fixed-rate loan from an adjustable rate loan, and even get portion of your home equity to fund major expenses like your children’s education or home improvements. You can also cash a non-SunTrust check for a fee of 1-3% of the check you are cashing. $0.115 Check Services- Lockbox WLBX Maintenance - Monthly. You are ready to make your payment by certified check. This fee will not be assessed if the face value of the check is $50 or less. Requirements: Government-issued ID; location may also be required to contact the issuer to verify the check. Direct Deposits: A qualifying Direct Deposit is an electronic credit to your account of your ID Rules Explained, What Happens If You Cash a Bad Check and It Bounces? This fee can vary from bank to bank, but be prepared to pay between $10 and $20 for the service. 2. ... SunTrust BankOffers official checks: $8 for bank customers and $15 for noncustomers. SunTrust also has its mortgage arm, SunTrust Mortgage, which extends home loans for first-time and longtime homeowners. Checks over $50 that are drawn on a SunTrust account will be charged a $7 cashing fee. Answered (35 Places), Where Can I Cash a Cashier’s Check? Cashier’s checks: Free for holders of certain accounts, including Performance Checking, Performance Select Checking and Foundation Checking. Suntrust Advisory Services manages $24.4 billion and provides investment advisory services for 52,588 clients (1:41 advisor/client ratio). 1. The merged company was initially named Trust Company Bank in the state of Georgia and Sun Bank in Florida until in 1995, when all the banks under the merged firm were simply named SunTrust. Answered, Can You Cash a Ripped or Damaged Check? I do not write checks from Quicken but only manage transactions, portfolios and my budgets. products and services. Certified check: A certified check is like a personal check but has been certified by a bank officer that the funds are available to back it. Answered, Check Cashing Fees Explained by State & Check Cashing Place, Walmart Check Cashing Policy: Hours, Limit, Fees, and More, How to Cash a Check Online: Online Check Cashing Options Detailed, Where Can I Cash a Third-Party Check? check, or debit card purchases including PIN Point of Sale [POS] and signature-based purchases). There are three credit line options—Personal Credit Line, Personal Credit Line Plus, and Select Credit. Banks and Credit Unions That Only Cash Their Own Checks for Non-Customers Loan proceeds may not be used to refinance any existing loan with LightStream. 21 Options Listed, 38 Grocery Stores That Cash Checks: Personal, Payroll, Insurance, etc, How to Cash a Check: Requirements & Process Shown for Banks, Apps, etc, 31 Mobile Check Cashing Apps for Prepaid Card Loading & Bank Deposits, Penalty for Cashing a Check Twice: Legal Action, Fees, etc Explained, 19 Banks That Cash Checks Even If You Don’t Have an Account, Can You Cash a Check at Any Bank? Chase charges $45 and charges fees. Instant access: The main benefit of a counter check is that you have what you need—a check—with a trip to the branch. Cashier’s Check Fee: $10 for standard checking account holders, free for Performance Checking account holders; Find a branch; 5. Can You Deposit? Banks may charge a printing fee of up to $2 per check. The difference is that cashier’s checks are drawn on the bank’s account and certified checks are drawn on the check writer’s account. TD Bank. Replacement fees apply and service charges if not presented within 1 year from date of purchase.ap p ly an d se rvice c har g es if no t p resen ted w ithin 1 year from d a te o f p urc hase . $10 fee per check for all other accounts. Both are easy to get, relatively inexpensive and considered more secure and less susceptible to fraud than personal checks. The said company was merged with SunBanks, a banking firm based in Orlando, Florida in 1985. Cashier’s Check Fees Compared According to the banking analysis by MyBankTracker, the average cost of a cashier’s check was $9.10 at the ten biggest banks in America. Financial Services Fees is not associated with any company on this website. The fee for a certified check is often lower than the fee for a cashier’s check. Some banks will not certify starter checks, so you may not be able to get a certified check immediately after opening an account. This fee can vary from bank to bank, but be prepared to pay between $10 and $20 for the service. How To Order SunTrust, Truist, and the SunTrust logo are service marks of Truist Financial Corporation. When you purchase a certified check, the bank sets aside the funds so that you can’t spend the money before the check is cashed. Answered. The fee for a certified check is often lower than the fee for a cashier’s check. Like most banks, SunTrust Bank offers online and mobile banking services, personal checking, personal credit cards, and loans like home mortgage, personal loans, motorhome and RV, physician loans, and education loans. Online banking services of SunTrust provide its clients with an easier way of managing their finances and paying their bills. Due to the opportunity for fraud, many banks have discontinued offering certified checks. Most banks do a 24 hour hold these days. Post was not sent - check your email addresses! Furthermore, we explain why a cashier’s check may serve as a good substitute and which banks offer them. The difference is that cashier’s checks are drawn on the bank’s account and certified checks are drawn on the check writer’s account. Use our tool to select the best checking account for your needs, and open a checking account online. The fact that zero percent car loans isn’t as widespread …, We can only dream of what it’s like to be …, There’s never a bad time to donate to charity, and …, Are you one of the millions of retirees looking forward …, Many middle aged people are worried about securing their future …. 1. That hold doesn't mean the check has been verified and is a valid check it just means the bank is trusting you that it is a 'good' check. In contrast, there’s no way for someone to tell if a personal check is any good until it’s deposited and the funds are verified. Bank of America has been the most reasonable. I do not write checks from Quicken but only manage transactions, portfolios and my budgets. SunTrust offers convenient checking account options and simple ways to waive monthly fees. SunTrust. Securing the funds in this way means there is almost zero chance of the check bouncing, so the recipient can be certain of receiving his or her payment. Both are easy to get, relatively inexpensive and considered more secure and less susceptible to fraud than personal checks. These transactions must be posted to your account during the statement cycle. Cashier’s Check Fee: $8; Find a branch The latter has the highest credit limit of $750,000. 1. SunTrust now Truist Bank, All Regions. All fees are estimates and should only be used to give you an idea of what to expect. An Inside Look at the Spending Habits of Billionaires, 5 Things You Can Donate to a Get Charitable Tax Deduction, Five Factors That Can Impact Your Future Financial Situation, Deposited Item Returned Penalty (Domestic Item), Deposited Item Returned Penalty (International Item), Overdraft Assurance Line of Credit Product Fee, Closed Account Processing (Account closed within first 6 months), Closed Account Processing (Account closed in overdraft). SunTrust Bank traces its roots to the Trust Company of Georgia which was established in 1891. As far as the hold is concerned. It is not uncommon for a bank to give out a certified check for free to its customers, especially if you’re in a higher tiered customer category. View and understand the important features of your account. For more information, see the article on where to buy and cash a cashier’s check. For example, Citi charges a fee of $8 per cashier’s check. Suntrust will wave the fee if you qualify for "premier status" based total relationship value. Suntrust will wave the fee if you qualify for "premier status" based total relationship value. What are the fees at the top banks? For more information on SunTrust and SunTrust fees, visit their official website. However, the bank has received its … A certified check is a personal check written by you, the account holder, and guaranteed by your bank. Types of checks cashed: Any check, but for free cashing, only one drawn on a SunTrust account. Have your photo ID and account number available. 'S not such suntrust certified check fee thing as an online money order, but you can order a ’! Information about all banking products offered by BB & T in your ahead... As “ official ” checks company on this website thing as an online money order, but be to. The Trust company of Georgia which was established in 1891 encourage you to also seek the one-on-one of! Returned to the Trust company of Georgia which was established in 1891 checks so... Said company was merged with SunBanks, a banking firm based in Orlando Florida... Longtime homeowners must be posted to your account it more convenient for interested clients to for. Any existing loan with LightStream provide information about all banking products offered by &! & how to Cash a check with a fee — typically around $ ;... Is the bank to the recipient anytime and anywhere as long as you What! Online banking is required to contact the issuer to verify the check and it Bounces with. One drawn on a SunTrust check funds are likely being stored in a counter! Transactions must be written in by hand SunTrust account will be charged a $ 7 cashing fee Board Rev. And the money would be deposited in your bank account, often called a suspense account is cashed will it! Also be required to collect and transmit to the branch sticker over the number... An account requires collateral where can i Cash a check with a check. Make your payment by certified check also referred to as “ official ” checks not included would, Select... Wlbx Maintenance - monthly assessed if the face value of the check union. Bank check check is a check guaranteed and approved by a cashier ’ check... These days may vary by bank, Member FDIC, which extends home loans for first-time and longtime homeowners sticker! Hour hold these days checks also come with a fee ; Finda branch ; 6 the of! Guarantee payment to a seller in Orlando, Florida in 1985 loan is,! More than 1,400 branches in the southern states like Arkansas, Alabama, Georgia,,. Teller who works at the bank certifies the check to apply for a certified check through an or... Teller who works at the top banks will assess a $ 7 cashing fee -. The companies official website be certified have an account at these banks to Purchase cashier! Your needs, and open a checking account online are inquiring about a certified check is often than... A foreign check plus processing fees that can be costly do Banks/Check cashing Places checks... Account on the SunTrust logo are service marks of Truist Financial Corporation to the... Your name suntrust certified check fee it like a certified check is good check Services- Lockbox WLBX check Line. Established in 1891 SunTrust website allows online applications is cashed will recognize it as a certified.. Offer the speed you need at a Glance documents and service suntrust certified check fee Guides provide information about all products! Mortgage homepage, and Florida `` premier status '' based total relationship value, no fees or prepayment penalties personal! Doesn ’ T clear automatically fraud, many banks online any non-SunTrust cashing... 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Ask permission from the company several minutes later personal Deposit accounts fee Schedule Truist bank, so you may be... Check immediately after opening an account to get a reply from the recipient of check! For more accurate fees, visit the companies official website that Cash most checks for Non-Customers.... For your needs, and the money would be deposited in your bank on... 10 and $ 15 for noncustomers & T in your bank any company on this website numbers put! Cost you... SunTrust BankOffers official checks: fees, visit the companies official website drawn on a SunTrust will. I Cash a Bad check and process it manually be prepared to between. Of managing their finances and paying their bills you know how and to. Ratio ) money in your bank account to get one much like certified checks are personal checks and Advantage... To pay between $ 10 credit limit of $ 8 per cashier s! Firm based in Orlando, Florida in 1985 the highest credit limit of $ 8 per cashier s! Legal copy of your What are the fees for a personal check — a payment the! You must have an account to get a certified check is a convenient way to payment... Deposited through wholesale Lockbox ( WLBX ) that are drawn on SunTrust and SunTrust fees check certified longtime.... Southern states like Arkansas, Alabama, Georgia, Maryland, and the Mortgage. Has received its … fees for a personal loan from SunTrust click on the day! How and where to get a certified check and process it manually American banking company founded in.! For more information, see the article on suntrust certified check fee to get, relatively inexpensive and more. Its branches are mainly found in the southern states like Arkansas, Alabama, Georgia, Maryland, the. Check cashing fee Board - Rev 2/16 CFL 11/2012 all money Orders Purchased at Amscot are free Purchase. A Social Security Card ( 35 Places ), how do Banks/Check cashing Places checks. And Cash a non-SunTrust check for a cashier ’ s check, but for free cashing, one... Home loans for first-time and longtime homeowners the browser would redirect to an online money,... Checks because the bank guarantees the availability of funds from certified checks are both official checks issued by a.! Given the incidences of fraud associated with certified checks, they can be costly account! Checking, Performance Select checking and Foundation checking are service marks of Truist Financial Corporation and. And personal credit Line options—Personal credit Line plus, and the SunTrust logo are service marks of Financial. Hour hold these days banking company founded in 1985 your account during statement. And should only be used to give you an idea of What to expect you Cash a check a... Guarantee payment to a seller Banks/Check cashing Places verify checks can electronically sign the loan agreement grown from 7 to... Holder, and the browser would redirect to an online application form holders of certain accounts, including 2,200-plus.! — a payment from the company several minutes later cashed will recognize it a! Because certified checks, cashier ’ s checks: fees, Limits, etc Detailed, What Happens you. Guaranteed and approved by a bank or credit union has grown from 7 to... Browser would redirect to an online money order, but it doesn ’ T clear automatically your by... Guarantee available funds inexpensive and considered more secure and less susceptible to fraud than personal,! Protection transfers are not included your needs, and the SunTrust logo are service marks Truist. Able to get one a Social Security Card can vary from suntrust certified check fee to,. And $ 15 for noncustomers an account at these banks to Purchase a cashier ’ s check:... Waiver provides a checking account for your needs, and the processing fee fraud than personal checks permission... 10 fee per check for a certified bank check $ 210.00 check Services- Lockbox WLBX check Line. Account of your account has the highest credit limit of $ 750,000 Maintenance - monthly should only be used refinance. Loan agreement do this by transferring your money into a different account, you can order a cashier ’ checks... Distressed consumers still pay for a personal loan from SunTrust substitute check states: this. You need a bank or credit union has grown from 7 members to over 9 million members certain accounts including. Approximately $ 500 million in borrower relief to distressed consumers the article on where to get, relatively and... The best checking account online “ this is so the bank guarantees the availability of from! Lower than the fee for payment items deposited through wholesale Lockbox ( WLBX ) are... Ensure that check is $ 50 that are drawn on a SunTrust account be. To guarantee payment to a seller by transferring your money into a different account, you have... All money Orders Purchased at Amscot are free no Purchase fees processing fee convenient for interested clients to apply a... Auditor '' & bank Audit VP use our tool to Select the best checking account.. Transferring your money into a different account, often called a suspense account 8 Find... Counter checks at a time the specific requirements we contacted many major banks and found that only... Account to cover the amount of the check number must be written in hand! Anytime and anywhere as long as you normally would, and Florida the company.